The Truth About the Community Reinvestment Act
Following the housing crisis and the 2008 financial collapse, there has been a lot of finger-pointing regarding the culprits of the mess. One such scapegoat has been the Community Reinvestment Act. Most people, however, have no idea what this act is, why it was enacted and how it works. Before we pass judgment on its culpability in the financial meltdown, let’s examine the act.
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